How many acres are the following parcel: N1/2 of the SW 1/4 of the SE 1/4 of the NE 1/4 of Section 15? Group of answer choices 1. 141 2. 10 3. 21/2 4. 5 If you have an 80% LTV (loan to value) ratio, that means you put down a down payment (equity) Group of answer choices 1. 80% 2. 20% 3. less than 20% 4. private mortgage insurance If interest rates decrease from 8% to 6%, a property owner should Group of answer choices 1. refinance their loan. 2. wait for interest rates to drop further. 3. refinance if the expected savings exceed the cost of refinancing. 4. refinance if they intend to keep the home for more than another year