You plan to save a fixed annual amount for your retirement in 30 years. If interest rates are 3.2% how much do you need to save a year in order to have $500,000 in 29 years? (5)

Your company beta is 1.2, the market rate of return is 9% and the risk-free rate of return is 2%. What does the CAPM suggest your expected rate of return should be?