How might someone's lack of experience make them more susceptible to unknowingly participating in fraudulent activities?

What responsibilities do managers have in training new employees to ensure ethical business practices?

In your opinion, what aspects of this scheme made it seem plausible and legitimate on the surface?

Can you identify any key steps that could have been taken to expose this fraud earlier?

Why does success in fraudulent activities often breed greed?

What could the city housing commission or other authorities have done to prevent this situation?

Reflect on the statement, "The systems are only as good as the people who run them." How does this apply to this case and your future professional practice?

As a lender should we help educate our clients on fraud prevention? Or is it the clients responsibility?

Should Banks do more to help prevent fraud? If so what?