How much do you need to have in an account $($PV$)$ to pay off the following loan terms?

$\backslash$table$[[$PMT $=,250,$per month$],[$R $=,0\mathrm{.}50\%,$per month$],[$NPER $=,10,$years$],[$FV $=,0,]]$

$30000$

$11259\mathrm{.}18$

$22518\mathrm{.}36$

$27312\mathrm{.}01$