How much does Bella need to put in the bank today if she wants to withdraw $20,000 per year for each of the next five years? She will put the money in a bank which pays 8% annually. She will make her first withdrawal exactly one year from today.

A) $ 98,120.14

B) $ 79,854.20

C) $ 100,000.00

D) $ 83,698.31