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How much interest is earned in an account by the end of 4 years if $32,000 is deposited at the beginning of year 1 and

How much interest is earned in an account by the end of 4 years if $32,000 is deposited at the beginning of year 1 and interest is 12% per year, compounded quarterly?

 4. How much interest is earned in an account by the end of 4 years if $32,000 is deposited at the beginning of year 1 and interest is 12% per year, compounded monthly?

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