How much money should be deposited annually in a bank account for five years if you wish to withdraw $5,000 each year for three years, beginning five years after the last deposit? The interest rate is 3% per year. Find the present value of annuity as the product of the withdrawals amount and the corresponding (P/A,i%,N1) factor. Check properly for which year this value is calculated. Then find the present value of the amount calculated using the corresponding (P/F,i%,N2) factor. Use the obtained present value and the corresponding (A/P,i%,N3) factor to find the required annual deposit amount