How much would you have to invest today in the bank at an interest rate of 13% to have an annuity of $3,900 per year for 5 years, with nothing left in the bank at the end of the 5 years? Select the amount below that is closest to your answer.

A. $19,500

B. $17,257

C. $2,118

D. $13,716

I know the answer is D but I only guessed and got it right. Could you show me how to get to the answer? Thanks