How much would you receive with actual cash-value coverage for a four-year-old sofa destroyed by fire? The sofa would cost $825 to replace today, whereas it cost $800 four years ago and had an estimated life of 8 years.

Disability insurance provides payments to the insured in the event that income is interrupted by: (select all that apply)

Question 5 options:

	illness.
	job loss.
	accident.
	death.