how to calculate the monthly payment for liabilities and how can i find out the minimum payment for thatTravel Visa with a requested limit of $$5000.$ Also if a car still has an outstanidng laon can i write that down as a asset for example a client has a $2021$ Toyota Prius valued at $$40,000\mathrm{.}00$ with an outstanding loan of $26,000$ for which he has a vehicle loan with outstanding loan of $$15,034\mathrm{.}08$ at $4,90$ percent APR payemnts $658,59.$ so is the monthly payment $658\mathrm{.}59$ and can the amount paid be considered an asset.