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How to find NET INCOME ? Is it same Net interest incomt to net income ? im confused . thank you =) 2020 2019 2018
How to find NET INCOME ? Is it same Net interest incomt to net income ? im confused . thank you =)
2020 2019 2018 2017 2016 Annual operating results (in RMB millions) Net interest income(1) Net fee and commission income(1) Operating income Operating expenses Impairment losses on assets Operating profit Profit before taxation Net profit Net profit attributable to equity holders of the parent company Net cash flows from operating activities 646,765 131,215 800,075 206,585 202,668 390,822 392,126 317,685 315,906 632,217 130,573 776,002 207,776 178,957 389,269 391,789 313,361 312,224 593,677 124,394 725,121 194,203 161,594 369,324 372,413 298,723 297,676 522,078 139,625 675,654 186,194 127,769 361,691 364,641 287,451 286,049 471,846 144,973 641,681 193,112 87,894 360,675 363,279 279,106 278,249 1,557,616 481,240 529,911 770,864 239,221 AVERAGE YIELD OF INTEREST-GENERATING ASSETS AND AVERAGE COST OF INTEREST-BEARING LIABILITIES In RMB millions, except for percentages 2020 2019 Interest Interest Average income! Average yield/ Average income! Average yield/ Item balance expense cost (%) balance expense cost (%) Assets Loans and advances to customers 17,979,409 766,407 4.26 16,282,090 732,691 4.50 Investment 7,223,638 243,545 3.37 6,141,181 221,184 3.60 Due from central banks 2,848,543 42,022 1.48 2,979,028 46,185 1.55 Due from banks and other 2,003,882 40,547 2.02 2,029,662 63,385 3.12 financial institutions Total interest-generating assets 30,055,472 1,092,521 3.64 27,431,961 1,063,445 3.88 Non-interest-generating assets 2,865,115 2,802,458 Allowance for impairment losses on (506,316) (461,121) assets Total assets 32,414,271 29,773,298 Liabilities Deposits 22,670,373 364,173 1.61 20,847,046 331,066 1.59 Due to banks and other 2,938,129 51,477 1.75 2,658,948 63,296 2.38 financial institutions Debt securities issued 1,028,929 30,106 2.93 1,035,442 36,866 3.56 Total interest-bearing liabilities 26,637,431 445,756 1.67 24,541,436 431,228 1.76 Non-interest-bearing liabilities 2,114,998 2,085,315 Total liabilities 28,752,429 26,626,751 Net interest income 646,765 632,217 Net interest spread 1.97 2.12 Net interest margin 2.15 2.30
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