how to make naviplan recommendations for the following case:

Carwyn Alysius and Zoey Lexine Case Study Mr. Carwyn Alysius and Ms. Zoey Lexine are a common-law couple that have been together for four years. Carwyn came to Canada from Wales on June 15, 2008. Zoey came to Canada from South Africa on June 12, 2009. They have one daughter, Nila. The family lives at 49 Denton Circle in Maple, Ontario L6A 2N3. The family's birthdates are: Carwyn: June 16, 1992 Zoey: February 22, 1995 Nila: October 31, 2018 Carwyn and Zoey have provided their most recent Notice of Assessments to you that show that Carwyn has $42,085 in RRSP carryforward room, while Zoey has no RRSP carryforward room. Neither of the couple have a valid will or powers of attorney documents in place. The couple have three goals: First, they would like to retire when Zoey turns 65. They would like to continue living the same lifestyle as they are now and anticipate requiring an annual income of $82365 (in today's dollars). They would also like to have an extra $1,000 per month (in today's dollars) for travel. Second, the couple would like to fund 100% of a four-year undergraduate