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How to solve is property that is pledged to a lender to guarantee payment in the event that the borrower is unable to make debt

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is property that is pledged to a lender to guarantee payment in the event that the borrower is unable to make debt payments.
Debt contracts are
A. established by borrowers to differentiate themselves from other individuals or firms.
B. very simple legal documents that place restrictions on the borrower.
C. meant to guide relatively small businesses obtain some additional investment.
D. long legal documents with substantial provisions.
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