How well do you think small businesses do long-term financial planning and cash budgeting? If you were a consultant to a small business, what would be your advice to them in developing financial plans and cash budgets?

THIS QUESTION MUST HAVE 100 word minimum with complete sentences

Cash flows are obviously what keep the company running smoothly. However, many companies choose to hold large amounts of cash. What are some possible negatives that could arise from a company hoarding large amounts of cash?

THIS QUESTION MUST HAVE 100 word minimum with complete sentences