Howard Services, Inc., has $8,400 cash on hand on July 1. The company requires a minimum cash balance of $7,500. July cash collections are $548,450. Total cash payments for July are $570, 030. Prepare a cash budget for July. How much cash, if any, will Howard need to borrow by the end of July? Complete the cash budget below. (Use parentheses or a minus sign for negative ending cash balances or deficiencies.)