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Font Size QUESTION FOUR HSBC 40 22-07018 HSBC Bank Malaysia BerhadCam M. 12717) NOT HEOOTIABLE Stamp duty paid Downing Street, Penang Date 19 Nov, 2007 Pay Bayar Timothy Tye Yat Kwong Or bearer Atau pembawe Ringout ten only RM 10.00 470 CARLY NEWMAN 481268 22-07018.: 058000 2108 01 State THREE (3) legal effects regarding crossing of the above cheque. Support your answer with relevant provisions and decided cases (if any). (10 marks)