https://fred.stlouisfed.org/graph/?g=BJto

Discuss:

1. Compare the evolution of the number of commercial banks with assets of less than $100 million with that of the number of commercial banks with assets between $100 and $300 million. How are they different and how are they similar?
2. Consider the period of time immediately following the 2007-2009 recession. How have the number of commercial banks with assets between $100 and $300 million and the number of commercial banks with assets between $300 million and $1 billion changed?
3. Overall, how is the structure of the U.S. banking industry changing in terms of the asset size of the average commercial bank? What impact would you say this change has on the supervisory duties of the Federal Reserve System?