https://mail.google.com/mail/u/0/#inbox/FMfcgzGslbGNPMxLCsJTDdnlBFfMKQSL

why the bank failed.

(ii) Is the government's response to make deposited funds at SVB available to all depositors, not just those with no more than the FDIC-insured limit of $250,000, justified? Why or why not? As part of your response, make sure you address the "moral hazard" and equity (fairness) issues. (You're welcome, of course, to google "moral hazard," if you're unfamiliar with the term.)

(iii) So in the end, who's most responsible for this calamity? The bank itself? The Federal Reserve? Government regulators? Silicon Valley entrepreneurs? And what, if anything, should be done to prevent it from happening again?