Husband is age $51$ and wife is age $49.$ They have AGI of $$126,000.$ Both of them are active participants in a qualified plan with their employers. The TPs file using the married filing jointly status. If they want to take the maximum combined deduction for contributions to their traditional IRAs, they will deduct $$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$ on $\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_.$

Group of answer choices

$$14,000$; Schedule $1,$ Line $16.$

$$13,000$; Schedule $1,$ Line $20.$

$$14,000$; Schedule $1,$ Line $20.$

$$7,000$; Schedule $1,$ Line $20.$