Husband works as a mid-level manager at a salary of $54,000-Wife worked in banking at a salary of $40,000 and is currently on maternity leave to care for the couple's new baby Couple owns small investment account valued at approximately $60,000 - Husband has 401(k) plan at job and has accumulated 67,000-Wife has 401(k) plan as well and has accumulated $44,000 Couple has $3,200 in checking account Couple has $23,000 in savings account-Wife has $18,000 in savings that she inherited from her father when he died - Husband has four year old Honda Civic in fairly good condition - Wife has six year old Toyota Corolla Couple is considering selling Toyota to purchase or lease a van-Couple is about to close on a new home. They are paying $20,000 at the sale and are looking at a $180,000 mortgage for 30 years at 5% interest. So, current value of home is $200,000-Wife is considering resigning from her job to stay at home with the new baby. She has one more month of maternity ave. Couple has a slot held for them at