I am buying a 195,000 condo, the down payment is 20% & the balance will be financed with a 20 year fixed rate mortgage at 7.75% & 2% discount point. The annual property tax is 2950.00 & the Hazard insurance premium is 800.00 When I signed the original sales contract, I put down 10,000 which will be credited to my down payment. In addition at the time of closing! must pay appraisal fee of 150.00, credit report 75.00, attorney fee 500.00, roof inspection 50.00, termite inspection 100.00, title search 125.00, & mortgage insurance premium of 1.5% of amount financed. Using the following table factor to help solve PITI 7.76 what is my monthly PITI Loan? how much do I need to bring with me to close escrow signing