I am going to buy a brand new car and am wondering how much car I can afford. I am going to take out $30,000 (pv) loan to buy the car. The interest rate on the loan will be 7% anually (r). The loan will be payed off at the end of three years (n) and the payments on the loan are paid monthly. What will be my monthly payment? (remember your r and n need to be on a monthly (12) basis)