I am having a hard time understanding/ getting the concept when to use these tables. Above each table it gave me a definiton on when to use it but i am just having a hard time understanding. May i get help on explaining when is the best time to use each table.

4% 1. Future Value of 1 Table. Contains the amounts to which I will accumulate if deposited now at a specified rate and left for a specified number of periods (Table 6.1). TABLE 6.1 Future Value of 1 (Future Value of a Single Sum) FVF= (1 + i)" (n) Periods 2% 24% 3% 5% 6% 1.02000 1.02500 1.03000 1.04000 1.05000 1.06000 1.04040 1.05063 1.06090 1.08160 1.10250 1.12360 3 1.06121 1.07689 1.09273 1.12486 1.15763 1.19102 4 1.08243 1.10381 1.12551 1.16986 1.21551 1.26248 5 1.10408 1.13141 1.15927 1.21665 1.27628 1.33823 2 2. Present Value of 1 Table. Contains the amounts that must be deposited now at a specified rate of interest to equal 1 at the end of a specified number of periods (Table 6.2). TABLE 6.2 Present Value of 1 (Present Value of a Single Sum) PVF., = 1 = (1 + 0)*" (n) Periods 26 29% 3N 4% 5 98039 .97561 .97087 96154 95238 .94340 .96117 95181 94260 92456 90703 .89000 3 -94232 .92860 91514 .88900 .86384 .83962 92385 .88849 .85480 .82270 -79209 90573 .88385 .86261 .82193 -78353 -74726 6% 1 4 -90595 5 24 3. Future Value of an ordinary Annuity of 1 Table Contains the amounts to which periodic rents of 1 will accumulate if the payments (rents) are invested at the end of each period at a specified rate of interest for a specified number of periods (Table 6.3). TABLE 6.3 Future Value of an ordinary Annuity of 1 (141)"-1 WVP-OA., = (n) Periods 2'N 3% 4 5% 696 1 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 2 2.02000 2.02500 2.03000 2.04000 2.05000 2.06000 3.06040 3.07563 3.09090 3.12160 3.15250 3.18360 4.12161 4.15252 4.18363 4.24646 4-31013 4.37462 5 5.20404 5.25633 5.30914 5-41632 5.52563 5.63709 6 6.30812 6.38774 6.46841 6.63298 6.80191 6.97532 7-43428 7.54743 7.66246 7.89829 8,14201 8.39384 8.58297 8.73612 8.89234 9.21423 9.54911 9.89747 a 5% 4. Present Value of an ordinary Annuity of 1 Table Contains the amounts that must be deposited now at a specified rate of interest to permit withdrawals of 1 at the end of regular periodic intervals for the specified number of periods (Table 6.4). TABLE 6.4 Present Value of an Ordinary Annuity of 1 PVFOAM (n) Periods 2% 242% 3% 4% 69 1 98039 .97561 -97087 .96154 .95238 .94340 2 1.94156 1.92742 1.91347 1.88609 1.85941 1.83339 3 2.88388 2.85602 2.82861 2.77509 2.72325 2.67301 4 3.80773 3.76197 3.71710 3.62990 3.54595 3.46511 5 4.71346 4.64583 4.57971 4-45182 4.32946 4.21236 6 5.60143 5.50813 5.41719 5.24214 5.07569 4.91732 7 6.47199 6.34939 6.23028 6.00205 5.78637 5.58238 5. Present Value of an Annuity Due of 1 Table. Contains the amounts that must be deposited now at a specified rate of interest to permit withdrawals of 1 at the beginning of regular periodic intervals for the specified number of periods (Table 6.5). TABLE 6.5 Present Value of an Annuity Due of 1 PVF-AD.: = 1 + noget (n) Periods 2% 3% 4% 5% 1.00000 1.00000 2 1.98039 1.97561 1.97087 1.96154 1.95238 1.94340 3 2.94156 2.92742 2.91347 2.88609 2.85941 2.83339 3.88388 3.85602 3.82861 3.77509 3.72325 3.67301 4.80773 4.76197 4.71710 4,62990 4.54595 446511 22 696 1 1.00000 1.00000 1.00000 1.00000 4 S