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I am new to finance so please explain thoroughly (The answer is 385.22 but I don't know how) How much would you have to deposit

I am new to finance so please explain thoroughly (The answer is 385.22 but I don't know how)

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How much would you have to deposit each month into an account that earns 4% interest (compounded annually) if you wanted to have $20,000 from now? (Your first deposit will be one month from now and your last 48 months from now.) four years

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