I am opening an ice cream kiosk at a University but will need financial funding from a bank. I must prepare a report/business plan to present to the bank WHILE changing some assumptions in the following Excel Spreadsheet to maximize my chances for a bank loan. What can I change in the spreadsheet and how will this transfer to my business report?

KEEP IT MIND THAT Many lenders look for the four "C's of Lending" when evaluating a loan:

1.) Cash flow- Ability to repay cash you're borrowing. Measured in cash flow forecast presented in business plan.

2.) Commitment- Amount of money that you're committing to the business. You can't expect to obtain a loan without contributing a fair share.

3.) Character- Personal credit score and history of financial institution. Without a good credit rating, your loan prospects decrease significantly.

4.) Collateral- The value of assets that you are willing to pledge for assurance that you will repay your loan. A dollar amount will be placed on these assets and that will be compared to the amount of the loan you requested.

THANK YOU!!!