I am unsure of my answer, i know that my steps leading until the final answer was correct, My only doubt is that should add total cashflows to PV of continuing value. If not should my answer be just 243.23

You forecast the future cash flow of Jaffe Ltd, a young growing company. You expect fast growth through the first four years, at which time the company will mature and you expect it to grow by 3% per year forever more after. The following are the forecast cash flows: Year 1: $5 million Year 2: $10 million Year 3: $15 million Year 4: $20 million Year 5: $20.6 million Year 6: $20.218 million Year 7 onward: continued growth at 3% per year The discount rate is 9%. What is the value of Jaffe today at Year O? (Do not round intermediate calculations. Report your result in millions of dollars. Round the final answers to 2 decimal places. Omit $ sign and the word "million" in your response.) Numeric Response 281.98