I am working on Project 2 for PFI/PFP 3301 course at Texas Tech University and I do not understand how they calculate for the Savings ratio or the Annual Debt to Income ratio in the second project on the final page. There is an example on course hero for the same project uploaded a few years ago with different numbers, but I do not understand how they found the answers. Can you show me how they solved for these Savings and Annual Debt Payment ratios?