i) Amy wants to buy a car in 5 years time, she needs RM6,000 at the end of 5 years. How much should Amy deposit today if the interest rate offered at 12 percent per year?

ii) Mr. Mogan is targeting to have RM30,000 in his ASB account in 10 years. Calculate the amount he should save at the beginning of every year if the annual return on ASB is 9 percent.

iii) Khloe borrow education loan amounting RM16,000 from OCBC Bank. Payments will be made in instalment at the end of each year. Khloe borrow for 10 years at an interest rate 5 percent per annum. Calculate the amount that Khloe should pay.