I assure you this is all one part question. I even cut off the other half of this because it was so long. Please help assist in whatever you can. Most importantly, can you please help me with details on the first portion and provide the steps so that I can understand how to find the answers? I greatly appreciate your help and will most definitely give a thumbs up.

1. Apply What Youve Learned - Investment Fundamentals

Scenario: You are 40 years old. Your investment portfolio currently consists of: (1) a savings account, with a $16,000 balance, (2) certificates of deposit (CDs) worth $20,000, and (3) an investment portfolio consisting of 40% bonds, 40% equities, and 20% cash and cash equivalents. Your bonds are thirty-year U.S. government bonds, while your equities are made up solely of your employers stock. Your cash holdings consist of your savings account and CDs. Your employers stock paid a 1% dividend and its market value has increased 10% over the last year. The bonds have paid 3.0% interest. The rate of inflation is 2.5%. Your investment goals are mainly focused on retirement, and you have no large purchases planned in the short term.

The value of your current investment portfolio is $144k, $108k, or $180k. This consists of $36k, $80k, or $100k in cash and cash equivalents, $54k, $72k, or $108k in bonds, and $54, $72, or $90 in equities.

Given the existing composition of your investment portfolio, how would you characteristic your investment strategy? Is it conservative, moderate, or aggressive?

A. The investment strategy is aggressive. B. The investment strategy is moderate. C. The investment strategy is conservative.

Given the existing composition of your investment portfolio, how would you characterize your risk tolerance? Are you risk averse, risk neutral, or risk seeking?

A. You appear to be risk averse. B. You appear to be risk seeking. C. You appear to be risk neutral.

Think about the government bonds in your portfolio. To what kind of risk are you most susceptible because of this investment?

A. Business failure risk B. Inflation risk C. Liquidity risk D. Marketability risk E. Foreign exchange risk

The real return on your government bonds is 0.48%, 0.50%, 0.57%, or %7.50.

Think about the stock in your investment portfolio. To what type of risk (or risks) are you most susceptible?

A. Only liquidity risk B. Pure risk C. Only market, or systematic, risk D. Only random, or unsystematic, risk E. Both market (systematic) and random (unsystematic) risks

Do you perceive a deficiency of some type in your equity holdings, and if so, of what type? A. Yes, my current equity holdings are inadequately diversified B. No, my current equity holdings are appropriately diversified C. Yes, according to the concept of asset allocation, I have too much stock in my portfolio D. No, it is better to invest in one company that you know really well than in companies you dont know as well