I bought my home January $1$st $2020$

If my home costs $580,000$$

The down payment is $5\%$

the mortgage rate is $5\%$ for the entirety of the mortgage

the amortization period is $25$ years

the growth rate is $2\%$ over the entire mortgage amortization period

What are the overall housing costs in November $2023($excluding taxes and maintenance costs$)$