i feel like the correct answer is d but not sure.

1. Elmer and Josh both invest 10,000 in a bank from period t=0 to t=X at an annual rate of i% where i>0. Elmer's bank credits interest on a simple interest basis while Josh's bank credits interest on a compound basis. Which of the following statement is true? a. Elmer's savings will always be greater than Josh's savings. b. Elmer's savings will always be less than Josh's savings. C. The value of i must be specified to determine which account is greater d. The value of X must be specified to determine which account is greater e. The correct answer is not given by a, b, c or d