I graduated from college 3 years ago and am looking to buy a house. Imake $42,000 a year for a salary. I get paid $1436.25 on the 1st and 15th.

My company does a 100% match on my 401K up to 6% of my salary, so I have been doing that for the last 3 years and have that money and what they matched in my retirment account.
I also have been saving $200 a month for the last 3 years that is in my savings account.

As far as expenses, my rent is $800 a month. My renters insurance is $13/month.

Electric is about $75 a month and water is $25. Food generally is around $400 a month.

My car payment is $250/month and car insurance of $300 every 6 months and gas of $200/month.

My cell phone is $50/month, clothes average $50/month and fun money is about $100/month.

I tithed 10% of my gross income.

As far as what I own, my checking account is currently at $1,600. According to KBB, my car is worth $12,000.

However, I still owe $4,000 on it. I have a credit card that I pay off every month, but the currentbalance is $545. I also own a laptop that I paid $2,000 for, but it is probably worth $600 currently.

I also own some basic furniture. I paid $3,000 for it, but if I had to sell it today, I would get about $500.

Create a personal balance sheet, personal cash flow statement, and annual budget summary.