I have two finance questions I need answered within 2 hours. Thank you.

1. The ABC Class A share mutual fund has a NAV (net asset value) of $35.64 and an offer/purchase price of $37.81. Use this information to answer the following questions. You must show all work for full credit. (30 points total) a. How many shares will you receive when you invest $10,000? (5 points) b. What is the percentage load? (5 points) c. What is the load charge, in dollars, for this transaction? (5 points) d. The fund in the above example is a front-end load fund. If it were a no-load fund, what three criteria must be met for a mutual fund to be considered a no-load fund? (15 points) 2. Discuss the main characteristics of defined contribution plans and defined benefit plans. How do these differ from a cash balance plan, and does the employee or employer bear the risk of poor investment performance inside each of these types of plans? (40 pts total)