I have Upload it 3rd time, Please Solve Correctly and Explain where 2 points and $3427 in fees and $1102.70 is used.

Shirley Trembley bought a house for $184,800. She put 20% down and obtained a simple interest amortized loan for the balane at 1183% for 30 years. If Shirley paid 2 points and $3,427.$0 in fees, $1,102.70 of which are included in the finance charge, fi the APR. (Round your answer to one decimal place.) 2. %