I just need help with C & D

The financial statements for First National Bank (FNB) are shown below: Balance Sheet First National Bank Assets Liabilities and Equity Cash $ 500 Demand deposits Demand deposits from other FIS 1,600 Small time deposits Investments 4,300 Jumbo CDs Federal funds sold 2,175 Federal funds purchased Loans 16,025 Equity Reserve for loan losses (1,625) Premises 1,935 Total assets $24,910 Total liabilities/equity $ 5,210 11,300 3,450 2,500 2,450 $24,910 Income Statement First National Bank Interest income $2,850 Interest expense 1,860 Provision for loan losses 230 Noninterest income 190 Noninterest expense 470 Taxes 90 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNBs ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16)) a. FNB's earning assets $ 20,875 1.56% b. FNB's ROA c. FNB's asset utilization ratio % d. FNB's spread %