i) Kumar Rajen intends to make a personal loan with Perdana Bank and he determine that he can pay RM5,000 per year on the loan. If the loan is for a period of six years and the interest charged is 5 percent per year, how much can he borrow?

ii) Zamarul Kamal wants to have RM40,000 in her bank account to buy a brand new car at the end of year four. If return on investment is 7 percent, calculate the amount that he must invest each year until fourth year in order for him to buy the car.