I need assistance with this scenario please.

Scenario: A couple of days after your minor auto accident your partner asks you about auto insurance and problems with irresponsible drivers in our society. How would you respond? You must include: . One original post containing: . A description of various approaches for compensating auto accident victims . A discussion of the major factors that determine the cost of auto insurance to consumers and to society . Two reasoned thoughtful responses to other's posts ("I agree" doesn't count as thoughtful) . Complete sentences with proper spelling and grammar