I need assistance with this scenario please.

Scenario: While discussing your property insurance policy, your partner asks about the differences in homeowners insurance contracts. What would you share about the different homeowner insurance policies and coverages? You must include: . One original post containing: . A brief description of basic homeowners insurance policies . An explanation of the major provisions and coverages in a HO-3 policy . Two reasoned thoughtful responses to other's posts ("I agree" doesn't count as thoughtful) . Complete sentences with proper spelling and grammar