I need each one answered in 45 words or more please. Include references please.

3. What does it mean to have a good system of internal controls? Give some examples of internal controls.

7. What does Tone at the Top mean?

8. Discuss the relative oversight responsibility of the audit committee, management, internal audit and independent auditors as it pertains to fraud.

9. Summarize the five steps of managing the Business Risk of Fraud.

10. Define and explain ERM.

13. Explain FCPA and the U.K. Bribery Act. Why all the fuss?