I need help figuring out the equations and how to solve them...

Julia Baker died, leaving to her husband Steve an insurance policy contract that provides that the beneficiary (Steve) can choose any one of the following four options. Money is worth2.50% per quarter, compounded quarterly. Compute Present value if:

(a)$55,710immediate cash.(Round factor values to 5 decimal places, e.g. 1.25124 and final answer to 0 decimal places, e.g. 458,581.)

(b)$4,050every3months payable at the end of each quarter for5years.

(c) $19,880immediate cash and $1,988every3months for10years, payable at the beginning of each 3-month period

(d)$4,050every3months for3years and $1,610each quarter for the following25quarters, all payments payable at the end of each quarter.

Which option would you recommend that Steve exercise?