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14. Terry was granted a home purchase loan for $92.000.00. The employer charges Terry an interest rate of 5%. Terry does not make any payments against the principal during the year. The government-prescribed rate when Terry received the loan was 7%. If Terry is paid on a monthly basis, how much will her monthly benefit be? 15. What percent does the province of Qubec assess as the tax on insurance premiums? 16. A Qubec employee has received three non-cash gifts worth $50.00 5300.00, and $250.00 in the current year. What amount is provincially taxable? 17. Ramanjit Kaur, in Saskatchewan, received a movie gift certificate for 550.00 from her employer for her birthday. What amount is taxable