I need help how this statement is true and how the calculation is right. Please explain, thank you.

Natural disasters happen every year regardless if we like it or not. when calculating opportunity costs of a natural disaster such as the one in Texas, a hurricane turned tropical storm. Many different aspects have to be taken into account. If people properly take the time to prepare their homes for the worst they could save thousands by spending a few hundreds. There is also the possibility that the hurricane could tear through the homes that had extra protection but could minimalize the damage of goods inside the home. Gas prices would be taking a climb of about 15cents (Nathaniel Meyersohn).

Say gas is $3.15 and you buy 20 gallons it cost $63.00 to fill your tank.

now if gas prices rice 15cents your at $3.30. (3.30x20) = 66 so you only spend 3 more dollars for a short period of time rather than spending 3 dollars more for lets say 2 years and you fill up once a week. You now spend $288 dollars more in 2 years.

This is well worth paying for to keep the refineries shut done and during and after the event to ensure they do not lose the refinery as a whole. If the refineries where to be shut down it could impact the whole country. Causing gas prices to continue to rise and spending millions trying to clean up and rebuild the refineries. Trying to rebuild these units would take months just to get them back up in running and possibly years to see it reflect in gas prices. Over all as a whole it is best to shut down factories and not risk losing years worth of production.