I need help in solving the following questions please

-One way that the positive correlation between education and higher earnings can be interpreted is that education is...

a- a waste of taxpayer money.

b- a way of preventing income inequality.

c- a screening device that may not affect skills.

d- an escape for those who don't want to work.

-Loans made by the U.S. Department of Education to students are called

a- direct student loans.

b- guaranteed student loans.

c- subsidized student loans.

d- deferred student loans.

-Which of the following statements is not true regarding Pell Grants?

a- Pell Grants are provided to low-income families to pay for higher education.

b- The Pell Grant program intends to provide more opportunities to low-income families.

c- The Pell Grant amount depends on the applicant's characteristics.

d- Pell Grant eligibility is entirely merit-based.