I need help in these questions. I have only 30 minutes. Please answer them fast.

Lisa has total debt of $25,000 and her total asset is $40,000. According to financial experts' recommendations Lisa has debt level below minimum recommended Lisa has debt level above maximum recommended Lisa has exactly the recommended level of debt there is no specific debt level recommended A bank discount interest loan of $1000 face value for one year at quoted interest rate of 10% has an APR of \begin{tabular}{c} 10% \\ \hline 18% \\ \hline 9.1% \\ \hline 11.11% \end{tabular}