I need help making an owner's and lender's title insurance policies based the information and my title report I just need to know how to write this myself. The names are fictitious.

Closing date: May 5, 2019

Sellers: Patricia F. and Mark Franack

Buyers: Zulay and Hector F. Baez

Location: 123 Nance Drive, Lincolnton Nc , 28092

Purchase price: $257,000.00

Lender: Savings Bank of America, Main St, Lincolnton Nc

Mortgage Amount: $175,000

Interest rate: 6%

Term: 30 years

Payment: $1,049.12

Late Charge: 4% after 15 days

Title Report

Property Address:123 Nance Drive, Lincolnton Nc 28092

Current Owners:Patricia F. and Mark Franack

Estate or interest:Fee simple absolute

Source of Title:Warranty deed in survivorship from Ronald L. Carson and Patricia Carson dated and recorded December 27, 1987 in Volume 814, Page 97 of the Lincolnton Land Records.

Outstanding Encumbrances:

1.Taxes to the Town of Lincolnton on the list of May 28, 2019, not yet due and payable.

2.Mortgage in favor of Countrywide Mortgage Co. dated & recorded 12/27/87 in Volume 814 Page 99. The principal amount of the mortgage is $137,000.

3.Easement in favor of Conn. Light & Power Co. dated & recorded 1/23/69 in Volume 745 Page 67.