I need help on questions 24,25 please!!

24. To which producer would the NAIC annuity suitability requirements apply? a. Trudy, who sells only fixed annuities b. Bart, who sells both fixed and indexed annuities c. Gayle, who sells indexed and variable annuities d. Trudy, Bart, and Gayle 25. Which of the following best defines the purpose of the NAIC annuity suitability model regulation? a."... so that the insurance needs and financial objectives of consumers are appropriately addressed" b."... so that class-action suits against authorized insurers and licensed producers are avoided" C."... so that licensed producers are better educated on the benefits and drawbacks of annuity products" d."... so that insurers maintain unencumbered assets equal to the insurer's reserve liabilities