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I need help understand commercial insurance and how to calculate the cost for the insured vs the insurer. Suppose were given a Stop Loss amount,

I need help understand commercial insurance and how to calculate the cost for the insured vs the insurer.

Suppose were given a Stop Loss amount, a Policy Limit, Per Occurrence Deductible, an aggregate deductible, and Loss occurrences A, B, and C.

Could you give me a formula to calculate insured and insurer costs?

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