I need help with 6, 8, 10 Business law

6. Nevers executed a note payable to the order of Young due on January 1, 2013. On March 1, 2013, Young negotiated the note to Glassen. Will Glassen be subject to the personal defenses of Nevers? Why? 8. Arthur purchased securities from William, giving William his check payable to William's order and drawn on Produce Bank in payment. William immediately endorsed the check to the order of Robert; Robert accepted it in payment of a debt owed him by William. Robert endorsed the check in blank and delivered it to his son, Charles, as a birthday gift. Meanwhile, Arthur discovered that the securities sold him by William were worthless and directed Produce Bank to stop payment. When Produce Bank refuses to pay Charles on the check and Charles sues Arthur, may Arthur assert the defense of failure of consideration against Charles? Explain. Q :1 10. Smith delivered to Janett his check drawn on National Bank payable to Janett. Janett had the check certified and delivered it to Cook as payment on account. The certification was stamped on (6. Nevers executed a note payable to the order of Young due on January 1, 2013. On March 1, 2013, Young negotiated the note to Glassen. Will Glassen be subject to the personal defenses of Nevers? Why? 7. Wells issued a check on its account at First National Bank payable to the order of Tayman in the amount of $4,200. Wells stopped payment on the check early the next banking day. Later that day, Tayman attempted to cash the check at First National; when payment was refused, he took the check to his own bank, Second National, which cashed it. Is Second National a holder in due course? Why or why not? 8. Arthur purchased securities from William, giving William his check payable to William's order and drawn on Produce Bank in payment. William immediately endorsed the check to the order of Robert; Robert accepted it in payment of a debt owed him by William. Robert endorsed the check in blank and delivered it to his son, Charles, as a birthday gift. Meanwhile, Arthur discovered that the securities sold him by William were worthless and directed Produce Bank to stop payment. When Produce Bank refuses to pay Charles on the check and Charles sues Arthur, may Arthur assert the defense of failure of consideration against Charles? Explain. 9. Hilda executed a note payable to Home Improvements Inc. for various improvements to her house. The com- pany negotiated the note to a bank, which sued Hilda. If the bank is a holder in due course, can Hilda raise the defense that Home Improvements made several material misrepresentations in inducing her to sign the note? Explain. fo. Smith delivered to Janett his check drawn on National Bank payable to Janett. Janett had the check certified and delivered it to Cook as payment on account. The certification was stamped on the face of the check. It said "Certified payable as originally drawn." The original check was for $1,000. Janett had raised the amount to $4,000 prior to the certification. No one but an expert would have realized that the check had been raised. How much can Cook collect on the check? How much can the bank charge to Smith's account? Explain