I need help with A please, will post B and C as a separate question.

Please take a look at the balance sheets of Bank of America and Central Bank of Boone County:

A. What's the percentage of loans out of total assets for Bank of America and Central Bank? What explains such a significant difference?

Bank of America Corporation and Subsidiaries Consolidated Statement of Comprehensive Income (Dollars in millions) Year Ended December 31 2018 2017 28,147 $ 18.232 Fourth Quarter 2018 7,278 Third Quarter 2018 Second Quarter 2018 First Quarter 2018 Fourth Quarter 2017 S S $ 7.167 $ 6,784 $ 6,918 $ 2,365 61 2,213 (870) (3,953) 749 (1,172) (269) (1,031) 179 (3,963) 273 (293) 566 (144) Net income Other comprehensive income (loss), net-of-tax: Net change in debt and equity securities Net change in debit valuation adjustments Net change in derivatives Employee benefit plan adjustments Net change in foreign currency translation adjustments Other comprehensive income (loss) Comprehensive income (53) 64 293 21 (92) (275) (92) 288 (496) 31 30 30 208 49 (48) (16) (405) (254) (3,916) 24,231 86 206 18,438 2,625 (114) (1,503) 5,664 (141) (1,055) 5,729 (3.983) (914) S $ 9,903 $ $ $ 2.935 $ 1,451 Bank of America Corporation and Subsidiaries Consolidated Balance Sheet (Dollars in millions) December 31 2018 September 30 2018 December 31 2017 S 29,063 $ 29,480 27,440 $ 157,418 184,858 7.865 127,954 157,434 11.153 Assets Cash and due from banks Interest-bearing deposits with the Federal Reserve, non-U.S. central banks and other banks Cash and cash equivalents Time deposits placed and other short-term investments Federal funds sold and securities borrowed or purchased under agreements to resell Trading account assets Derivative assets Debt securities: Carried at fair value Held-to-maturity, at cost Total debt securities 148,341 177,404 7,494 261,131 214,348 43,725 248,237 219,118 212,747 209.358 37,762 45,617 251,635 315,117 238,101 203,652 441,753 194.472 446,107 125,013 440,130 936,749 Loans and leases Allowance for loan and lease losses Loans and leases, net of allowance 946,895 (9,601) 929,801 (9,734) (10,393) 926,356 937,294 9,906 Premises and equipment, net Goodwill 920,067 9,680 68,951 9,247 68,951 68.951 10,367 11,430 Loans held-for-sale Customer and other receivables 5,576 56,962 65,814 61,623 Other assets 135,043 116,320 2,354,507 $ 125,795 2,338,833 Total assets $ $ 2,281,234 $ 6,521 48.929 Assets of consolidated variable interest entities included in total assets above (isolated to settle the liabilities of the variable interest entities) Trading account assets $ 5,798 $ Loans and leases 43,850 Allowance for loan and lease losses (912) Loans and leases, net of allowance 42,938 All other assets 337 Total assets of consolidated variable interest entities $ 49,073 $ 6,145 44,163 (920) 43,243 (1,016) 47,913 357 1,721 56,155 49,745 $ 5 YEAR Consolidated Average Balance Sheet CENTRAL BANCOMPANY, INC. AND SUBSIDIARIES 2018 2017 2016 Assets Cash & Due From Banks Investment Securities Money Market Obligations Loans Less Unearned Income Allowance for Loan Loss Net Loans Other Assets Total Assets $167,414,000 2,949,581,000 813,716,000 8,263,526,000 (129,565,000) 178,101,000 3,386,506,000 649,626,000 7,977,585,000 (126,816,000 7,850,769,000 647,671,000 12,712,673,000 189,278,000 3,197,151,000 721,983,000 7,593,567,000 (126,391,000) 7,467,176,000 669,523,000 12,245, 111,000 2015 2014 168,238,000 168,416,000 3,066,014,000 2,519,443,000 855,128,000 1,080,233,000 6,992,203,000 6,427,466,000 (127,123,000 (129,815,000 6,865,000,000 6,297,651,000 700,854,000 646,452.000 11,655,314,000 10,712,195,000 8,133,961,000 629,118,000 $12,693,790,000 3,175,488,000 Liabilities and Stockholders' Equity Non-Interest Bearing Demand Deposits 3,132,724,000 Savings & Interest Bearing Demand Deposits 5,109,279,000 Time Deposits 1,418,183,000 3,041,476,000 2,831,531,000 2,347,126,000 4,946,129,000 3,846,370,000 4,574,425,000 1,573,276,000 9,189,177,000 4,234,473,000 1,659,896,000 1,546,619,000 1,743,534,000 Total Deposits 9,660,186,000 9,668,236,000 8,725,900,000 7,937,030,000 1,129,666,000 Federal Funds Purchased & Repurchase Agreements Borrowed Funds Other Liabilities 976,546,000 14,000 196,097,000 0 1,240,600,000 1,175,000 183,422,000 1,186,022,000 12,986,000 194,505,000 1156,240,000 13,379,000 128,643,000 193,746,000 Total Liabilities Stockholders' Equity Total Liabilities and Stockholders' Equity 10,832,843,000 1,860,947,000 10,991,648,000 1,721,025,000 10,614,374,000 1,630,737,000 10,119,413,000 1,535,901,000 9,235,292,000 1,476,903,000 $12,693,790,000 12,712,673,000 12,245,111,000 11,655,314,000 10,712,195,000