i need help with d and e

exhibit 3.1 i dont know what else would be incomplete

$69,000 bill from her accountant for consulting services related to her small business. Heese can January 30 of next year without penalty. Assume Reese's marginal tax rate is 32 percent this year and 35 percent next year, and that she can earn an after-tax rate of return of 10 percent on her Investments a. What is the after-tax cost if she pays the $69,000 bill in December? Aler-tax cost $ 46,920 b. What is the after-tax cost if she pays the $69,000 bill in January? Use Exhibit 3.1. (Do not round Intermediate calculations. Round your answer to the nearest whole dollar amount.) After-tax cost $ 47,045 1 c. Should Reese pay the $69,000 bill in December or January? December January ok d. What is the after-tax cost if she expects her marginal tax rate to be 24 percent next year and pays the $69,000 bill in January? Use Exhibit 31. (Round your answer to the nearest whole dollar amount.) nces After-tax cost e. Should Reese pay the $69,000 bill in December or January if she expects her marginal tax rate to be 32 percent this year and 24 percent next year? December January EXHIBIT 3-1 Present Value of a Single Payment at Various Annual Rates of Return 4% 5% 6% 7% 8% 9% 10% 11% 12% Year 1 962 952 .943 .935 926 917 909 .901 .893 Year 2 .925 .907 .890 .873 .857 .842 .826 .812 .797 Year 3 .889 .864 .840 .816 .794 .772 .751 .731 .712 Year 4 .855 .823 .792 .763 .735 .708 .683 .659 .636 Year 5 .822 .784 .747 .713 .681 .650 .621 .593 .567 Year 6 .790 .746 .705 .666 .630 .596 .564 .535 .507 Year 7 .760 .711 .665 .623 .583 .547 .513 .482 .452 Year 8 .731 .677 .627 .582 .540 .502 .467 .434 .404 Year 9 .703 .645 .592 .544 .500 .460 .424 .391 .361 Year 10 .676 .614 .558 .508 .463 .422 .386 .352 .322 Year 11 .650 .585 .527 .475 .429 .388 .350 .317 .287 Year 12 .625 .557 .444 .397 .356 .319 .286 .257 Year 13 .601 .530 .469 415 .368 .326 .290 .258 .229 Year 14 .577 .505 .442 .388 .340 .299 .263 .232 .205 Year 15 .555 481 .417 .362 .315 .275 .239 .209 .183 .497